If you are in a car wreck in South Carolina then you need to consider your property damage claim and your personal injury claims. A personal injury lawyer can help you properly evaluate these two different claims. Oftentimes, personal injury lawyers work on these kinds of cases for a contingency fee, so that they only get paid if they are able to obtain a settlement or verdict or judgment for you.
Your property damage claim is the claim for the damage to your vehicle. As part of your property damage claim, you need to consider your repair costs and the diminished value of your vehicle because it has been in an auto accident. It is important to carefully document any estimates, invoices, and independent adjusters reports. Generally, these damages are based on the value of your vehicle at the time of the car accident.
Your personal injury claim, or bodily injury claim, is the claim for the damage to yourself. This is the claim that takes into account your medical bills, your pain and suffering, the time you missed from work, your future medical expenses, your life care plan, your physical limitations, and any other problems you might have because you were in a wreck. These claims can involve significant amounts of money because of the injuries involved and the long term effects that automobile accidents can have on people.
If you have a personal injury claim, a lawyer can help you in a lot of different ways. A lawyer can help you gather your bills and receipts to better organize your claim. A lawyer may be able to find a doctor who is willing to treat your medical condition and get paid later. A lawyer can use their experience to put together a demand letter to the insurance company and advocate for your interests. And when necessary, a lawyer can file a lawsuit to fight for you.
A lawyer can help make sure you get paid all the money that you are owed because someone else caused a car accident. Every South Carolina driver is required to have minimum liability coverage. If they don’t, a lawyer can work to get you paid any available Uninsured Motorist (UM) coverage insurance policies.
If the at-fault driver has insurance, but it doesn’t cover all the damage that they did, a lawyer can work to get you payment from any available Under Insured Motorist (UIM) coverage insurance policies.
Your lawyer can also see if there is any other claims to be made against anyone else or any other corporation. For example, they can see if there is some kind of negligence because of the way a road is designed, built, or maintained. Or, they can see if there is some kind of product liability for a design defect because of the way that a vehicle or one of its component parts, like an airbag, or the brakes, or the tires, or the frame, is designed, built, manufactured, or assembled.
A lawyer can help protect you from the insurance company who may offer you less money than your case is worth just to make it go away and to have to pay as little as possible. Call Saluda Law, LLC today to get a free case evaluation.
